TABLE OF COVERS BY INSURANCE PLAN
COVERS FIRE FIRE & FLOODING FIRE,FLOODING & THEFT
1. Fire √ √ √
2. Lightning √ √ √
3. Smoke √ √ √
4. Explosion (Including damage of the exploding object) √ √ √
5. Forest fire √ √ √
6. Crash of Aircraft √ √ √
7. Vehicle impact √ √ √
8. Architects/ engineers’ fees – Costs of issuing permits √ √ √
9. Debris collection √ √ √
10. Terrorist acts √ √ √
11. Riots, Strikes, Civil Unrest and Malicious Actions √ √ √
12. Damage during firefighting √ √ √
13. Damage reduction costs √ √ √
14. Alternative energy sources from covered risk (solar water heaters, heat pumps and individual natural gas installations) √ √ √
15. New for old compensation in residential buildings up to 50 years old and household equipment up to 15 years old) √ √ √
16. Proportion of Common Property (common areas) √ √ √
17. Underinsurance protection √ √ √
18. Flood, Storm, snow, hail √ √
19. Burst pipes √ √
20. Water pumping costs √ √
21. Coverage of exploratory works and piping damages for buildings up to 30 years old √ √
22. Fall of trees – pillars from an accidental cause √ √
23. Civil liability for covered risk. Including tenant to landlord or landlord to tenant √
24. General Civil Liability √
25. Relocation costs for owner-occupied or rented property √
26. Coverage of content outside the home (in temporary accommodation in case of relocation) √
27. Personal accident at the residence of the Policyholder, his/her spouse and minor children √
28. Breakage of windows, glass panes and mirrors √
29. Contents of a bank deposit box of € 10,000 from fire, theft, burglary, robbery, explosion and earthquake (if earthquake is covered) √
30. Short circuit without fire √
31. Theft of household appliances by burglary or robbery √
32. Jewelry theft up to 500 € √
33. Theft of jewelry (burglary or robbery) in a packed or built-in safe, from robbery or burglary of the safe √
34. Damages caused during theft √
37. Loss of rent √
38. Replacement of non-damaged materials √
39. Earthquake (with 2% exemption on the insured capital) O.C. O.C. O.C.
45. Legal Protection (3.000 €) O.C. O.C. O.C.
Comments
√ This coverage is included in the program.
O.C. Optional Coverage.
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