What can a restaurant and cafe liability insurance help me with?
What could go wrong for an entrepreneur in order to need an insurance plan relating to the civil liability of catering establishments? Unfortunately more than enough! There are cases of customer poisoning, employee accidents and accidents during the delivery of food/drinks. Professional equipment could misfunction or the building could encur damage. There may be problems with products and raw ingredients. We know that raw ingredients in a restaurant or cafe are those that make the difference in quality resulting in greater customer satisfaction. Such insurance for restaurants and cafes may also be needed to cover personal accidents of the owner/entrepreneur.
What exactly does a restaurant and cafe liability insurance cover?
- Accidents from fire, explosion or short circuit.
- Accidents from falling light signs/normal signs.
- Accidents from the use of elevators.
- Damages during loading and unloading within the premises of the business.
- Liability for damages in the parking lot of the business.
- Accidents from food poisoning.
- Accidents from maintenance, repair or renovation work.
- Personal accident of owner / entrepreneur such as:
-Death by accident.
-Permanent total disability.
-Permanent partial disability.
-Medical accident costs.
For more information and to find an insurance program that covers the requirements of your business contact us by clicking here.