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Life Insurance is a safety net that offers every family the necessary protection and ensures the continuation of everyday life to our loved ones after an unpleasant event.

Life is unpredictable and often holds unpleasant surprises. In the event of an accident, serious illness or premature loss of life of a productive member of a family, in addition to the emotional consequences, there are usually financial consequences. 

Life insurance indicative programs and coverages

  • Life insurance
    1. It covers the risk of loss of life of the insured due to an accident, if it occurs within a predetermined period of time.
  • Sickness Insurance
    1. It covers the case of illness or permanent total incapacity of the insured person to exercise the profession he was practicing or another similar to his qualifications and education.
    2. In addition, treatment costs for the treatment of the 17 serious diseases (mentioned in the terms of coverage) are covered.
  • Professional Competency Insurance against Accident
    1. In the event of an accident, it covers the loss of the employee’s professional capacity due to total loss or loss of functionality of the limb, organ or body member, as well as the costs of treatment.
    2. In addition, loss of life as a result of an accident is covered if it occurs within a predetermined period of time.
  • Life and Ability to Work Insurance from an Accident
    1. In the event of an accident, loss of life or permanent total disability is covered.
    2. Permanent total disability is considered:
      • loss of vision
      • the amputation of two (2) limbs (hands, feet or 1 hand and 1 leg) from the level of the tibia or wrist and above
      • fracture of vertebra or vertebrae
      • skull fracture that caused post-traumatic brain injury resulting in paraplegia or quadriplegia
  • Permanent Loss of Income Insurance
    1. It covers loss of income due to permanent total disability due to accident or illness.
  • Permanent and Total Disability Insurance for Lump Sum Capital
    1. It covers loss of income due to permanent total disability due to accident or illness.
  • Insurance for Temporary Loss of Income from Illness
    1. In case of illness, temporary total incapacity for work is covered.
    2. In addition, the insured person’s incapacity due to transplantation of any part or organ of his body (as a donor) is covered.
  • Insurance for Temporary Loss of Income due to Accident
    1. In case of an accident, temporary total disability for work is covered.

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